Explore Your NALC Postal Health Plans
Choose from two health plans built for postal workers—both backed by the trusted NALC Health Benefit Plan (NALC HBP). Whether you want strong coverage or more control over costs, you’ll find what you need here.
Latest Updates from NALC HBP
Stay informed with the latest announcements, policy changes, and program updates from the NALC Health Benefit Plan for Postal Employees.
Childhood Vaccines and your NALC HBP Coverage: What your family needs to know
Your NALC Health Benefit Plan includes coverage for childhood vaccines as recommended by the CDC, at no cost when you use in-network providers. No copay, no deductible. It is one of the most straightforward benefits in your plan, and one of the most valuable for families with young children. This article covers what your plan […]
NALC Member Quick Links
Quickly manage your NALC Postal Health Plans with these essential resources.
Access the Member Portal
Download the 2026 PSHB Brochure
Find Coverage and Care
Choosing Your Ideal NALC Health Benefit Plan
Clear, straightforward guidance for selecting the perfect postal employee health insurance plan from NALC Health Benefit Plan.
FAQs About NALC Postal Health Plans
Have questions about your options? We’ve got answers to help you decide with confidence.
The PSHB Program is the new health insurance program for Postal Service employees, retirees, and their families. It offers medical, prescription, preventive, and wellness benefits through trusted national partners.
All Postal Service employees, retirees, and their eligible dependents can enroll in NALC HBP during Open Season or after a qualifying life event.
NALC offers two PSHB plans: the High Option Plan and the Consumer Driven Health Plan (CDHP). Both plans provide access to the Cigna PPO network, CVS Caremark pharmacy coverage, preventive care, and digital wellness programs.
The plan uses the Cigna PPO network, which gives members nationwide access to doctors, hospitals, and specialists, plus emergency coverage anywhere in the world.