Terms & Conditions

By accessing or using this website, you acknowledge that you have read, understand, and agree to be bound by the terms and conditions of use set forth herein, and that you will comply with all applicable laws and regulations. The NALC Health Benefit Plan may update these terms and conditions at any time, without prior notice, by updating this site.

No Warranties

The NALC Health Benefit Plan will endeavor to keep all information that it posts on this site as accurate and current as possible. However, due to the possibility of error, the NALC Health Benefit Plan will not make, and hereby disclaims, any expressed or implied warranty of any kind with respect to the contents of this site, including, but not limited to, any representation with respect to such information's accuracy, completeness, or appropriateness for a particular purpose. Note that some jurisdictions do not allow the exclusion of implied warranties.

Any mention of specific products or services on this site does not constitute or imply a recommendation or endorsement by the NALC Health Benefit Plan, unless specifically stated.

No Liabilities

The NALC Health Benefit Plan will not be liable for any delay, difficulty in use, inaccuracy or incompleteness of information, computer viruses, malicious code, loss of data, or compatibility issues, even if someone has advised us of the possibility of such damages or loss, and/or has informed us of a problem with the site or its content. You use the site at your own risk. The NALC Health Benefit Plan is not liable for any direct, indirect, incidental, consequential, or punitive damages arising out of your access to our site, or any link we provide to another site. As a user of this site, you assume full responsibility with respect to your use of posted information, and you understand that the NALC Health Benefit Plan is neither responsible nor liable for any claim, loss or damages resulting from such use. You agree to use this site on 'As Is' or 'As Available' basis.

Informational Purposes Only

The NALC Health Benefit Plan provides the information on this site for informational purposes only. You should not construe this information as an offer of medical services or as advice on medical treatments. Any information presented on this site is general in nature, and may not contain all the conditions, limitations, or exclusions necessary to describe a product or service. The information provided on this site is not a substitute for professional health care. Consult a physician or other licensed health care professional before making any health-related decisions.

Links to Other Sites

This website may provide links or references to other sites. The information on such other sites may be inaccurate or incomplete. The NALC Health Benefit Plan neither bears any responsibility for the content of other sites nor makes any representations or warranties with respect to any information on other sites. The NALC Health Benefit Plan shall not be held liable for any damages or injuries arising from the contents of other sites.

The NALC Health Benefit Plan does not endorse any of the companies or products which are posted on sites to which this site has provided links, or which are posted on sites that provide links to this site. Links to other sites are provided merely as a convenience to users. If you decide to access any of the sites linked to this website, you do so entirely at your own risk. The NALC Health Benefit Plan reserves the right to terminate any link at any time.

Specific inquiries about the terms and conditions of using this site should be directed in writing to:

NALC Health Benefit Plan
P O Box 678
Ashburn, VA 20146

*Be sure to include the member's name and identification number as it appears on your ID card.