Value Option Plan


Cigna HealthCare Open Access Plus (OAP) Network

Click here for the Cigna HealthCare OAP Online Provider Directory |

Your Best Benefit - Your Greatest Savings

We encourage you to use the OAP Network to obtain the Plan's network benefits. The Plan makes a diligent effort to provide members with the most comprehensive and cost effective benefit package and the OAP network will allow our members to get the best value from their health care dollars. You will realize an immediate savings in your out-of-pocket costs when using an OAP provider due to deeper provider discounts. You have a choice of quality providers in a network that has received accreditation from the National Committee for Quality Assurance (NCQA) for your medical care.

The Cigna HealthCare OAP Network has a large national presence for network access. Your identification card displays their network logo that will allow you discounts and enhanced savings for 9,903 general acute care hospitals, 24,042 facilities and 4,195,466 specialists and primary care physicians and 173 transplant facilities.

The Cigna HealthCare OAP Network also includes 461,373 mental health clinicians, 7,096 mental health facilities and over 31,757 mental health clinics to provide quality mental health and substance abuse services.

You also have access to the Hospital Comparison tool that allows you to compare all hospitals by procedure, the average length of stay, and the average cost. This information allows you to make an informed health care decision.

You can locate an OAP provider or hospital, or verify that your provider participates in the Cigna HealthCare OAP network by calling 855-511-1893 or, by visiting our Cigna HealthCare OAP Online Provider Directory.

Here are some tips you can use while using the OAP directory:

A provider listed in the directory does not guarantee that they are a covered provider under the terms of the Plan or that their services are covered by the NALC Value Option Health Benefit Plan. This is a summary of some of the features of the NALC Value Option Health Benefit Plan. For questions regarding covered providers or benefits, contact the NALC Health Benefit Plan or refer to the NALC Health Benefit Plan brochure RI 71-009 for detailed information regarding your benefits. All benefits are subject to the definitions, limitations, and exclusions set forth in the official brochure.