NALC HBP Knowledge Center

Explore the latest news, plan updates, webinars, and resources from the NALC Health Benefit Plan.

Latest Insights

JAN 07, 2026 • 3 MIN READ

CDHP ID Card Information

Important Information About Your Benefits Welcome to NALC Health Benefit Plan! To learn more about your coverage under this Plan, refer to Section 4 of the Plan Brochure, Your Costs for Covered Services. You may also access additional resources from this link: https://nalchbp.org/pshb/consumer-driven-healthcare-plan/ Below is information concerning your Plan’s deductible and out-of-pocket maximum: CDHP Deductible […]

ID Card
JAN 07, 2026 • 3 MIN READ

High Option ID Card Information

Important Information About Your Benefits Welcome to NALC Health Benefit Plan High Option! To learn more about your coverage under this Plan, refer to Section 4 of the Plan Brochure, Your Costs for Covered Services. You may also access additional resources from this link: https://nalchbp.org/pshb/high-option-plan/ Below is information concerning your Plan’s deductible and out-of-pocket maximum: […]

ID Card
DEC 23, 2025 • 3 MIN READ

Top No-Cost Preventive Services Covered by NALC PSHB

At the NALC Health Benefit Plan, preventive care is not an optional extra. It is a core part of your coverage and has been for years. When you visit in-network providers, services such as annual checkups, cancer screenings, blood pressure checks, immunizations, and a wide range of routine tests are covered at no cost. Even […]

Member resources
OCT 07, 2025 • 3 MIN READ

Member Rights and Responsibilities

Member Rights and Responsibilities Member Rights: You have the right to receive up-to-date information about your health plan, benefits available, the health care professionals, hospitals and other providers that participate in this Plan’s PPO Network and your rights and responsibilities. You have the right to receive a copy of the Notice of the NALC Health […]

Member resources
OCT 07, 2025 • 2 MIN READ

Immunization Schedules 2025: Stay Protected at Every Age

Vaccines remain one of the most effective ways to protect yourself, your family, and your community from serious disease. The year 2025 brings updated immunization schedules from the CDC to ensure everyone — from infancy through older adulthood — gets the most current guidance. At NALC Health Benefit Plan, we follow these CDC schedules closely. […]

Member resources
OCT 07, 2025 • 4 MIN READ

How to File a Claim with Your NALC Health Benefit Plan High Option

Filing a claim for your health care can sometimes feel confusing, especially if you’re new to the process. The good news is that most of the time, you won’t need to file claims yourself—your doctor, hospital, or pharmacy will take care of that for you. However, there are times when you’ll need to submit a […]

Member resources
OCT 01, 2025 • 3 MIN READ

NALC HBP Achieves AAAHC
Re-accreditation Through 2028

The NALC Health Benefit Plan (NALC HBP) has been awarded re-accreditation by the Accreditation Association for Ambulatory Health Care (AAAHC), with certification effective from June 22, 2025, through June 22, 2028. This recognition reaffirms the plan’s unwavering dedication to providing high-quality healthcare services that meet rigorous national standards. What this re-accreditation means for NALC HBP […]

Plan-wide Updates
DEC 23, 2025 • 3 MIN READ

Top No-Cost Preventive Services Covered by NALC PSHB

At the NALC Health Benefit Plan, preventive care is not an optional extra. It is a core part of your coverage and has been for years. When you visit in-network providers, services such as annual checkups, cancer screenings, blood pressure checks, immunizations, and a wide range of routine tests are covered at no cost. Even […]

Member resources
OCT 07, 2025 • 3 MIN READ

Member Rights and Responsibilities

Member Rights and Responsibilities Member Rights: You have the right to receive up-to-date information about your health plan, benefits available, the health care professionals, hospitals and other providers that participate in this Plan’s PPO Network and your rights and responsibilities. You have the right to receive a copy of the Notice of the NALC Health […]

Member resources
OCT 07, 2025 • 3 MIN READ

Immunization Schedules 2025: Stay Protected at Every Age

Vaccines remain one of the most effective ways to protect yourself, your family, and your community from serious disease. The year 2025 brings updated immunization schedules from the CDC to ensure everyone — from infancy through older adulthood — gets the most current guidance. At NALC Health Benefit Plan, we follow these CDC schedules closely. […]

Member resources
OCT 07, 2025 • 3 MIN READ

How to File a Claim with Your NALC Health Benefit Plan High Option

Filing a claim for your health care can sometimes feel confusing, especially if you’re new to the process. The good news is that most of the time, you won’t need to file claims yourself—your doctor, hospital, or pharmacy will take care of that for you. However, there are times when you’ll need to submit a […]

Member resources
OCT 07, 2025 • 2 MIN READ

Contraceptive Coverage

The NALC Health Benefit Plan covers Contraceptives at no cost to you when you use an in-network provider or pharmacy! Under the Affordable Care Act, your plan covers contraceptive medications and medical devices approved by the U.S. Food and Drug Administration. The NALC Health Benefit Plan covers a full range of contraceptive medications at a […]

Member resources
OCT 07, 2025 • 4 MIN READ

Infertility Benefits

The Plan covers the diagnosing and treatment of infertility as well as treatment needed to conceive, including covered artificial insemination procedures. Infertility may also be established through an evaluation based on medical history and diagnostic testing. Artificial means of conception includes any means of attempting pregnancy that does not involve coitus. The Plan considers artificial […]

Member resources
OCT 08, 2025 • 3 MIN READ

More frequently asked questions

Stephanie Stewart Director Health Benefits Continuing from my July article, I would like to explore more of the commonly asked questions received at the NALC Health Benefit Plan (the Plan). Knowing that everyone has unique needs and circumstances, we’ve tried to compile a variety of commonly asked questions. Although some of the subjects are more […]

Director Messages
JUL 01, 2025 • 3 MIN READ

Answering your questions

Stephanie Stewart Director Health Benefits At the NALC Health Benefit Plan (the Plan), we strive to keep our membership informed about key issues that might affect their health care, and to listen to member feedback to improve our communication. From written correspondence mailed to the Plan, to comments submitted through the member portal, and to […]

Director Messages
JUN 01, 2025 • 3 MIN READ

Programs to enhance your well-being

Stephanie Stewart Director Health Benefits As we move toward the halfway mark of 2025, I want to take some time to talk about programs offered by the NALC Health Benefit Plan that may enhance well-being and promote a healthy lifestyle. While many of our programs are frequently spoken about at Health Benefit Plan events, branch […]

Director Messages
MAY 01, 2025 • 3 MIN READ

Medicare Part D coverage

Stephanie Stewart Director Health Benefits Over the last few months, we have received many questions surrounding Medicare and how the various parts might affect eligible members of the NALC Health Benefit Plan (the Plan). I understand that some of our members are overwhelmed. The changes and choices caused by the Postal Service Health Benefits (PSHB) […]

Director Messages
MAR 01, 2025 • 2 MIN READ

Postal Service Health Benefits Transition

Stephanie Stewart Director Health Benefits Over the last year, officers and staff of the National Association of Letter Carriers and the Health Benefit Plan have continually written and spoken about the Postal Service Health Benefits (PSHB) transition. From branch meetings and articles to presentations at the national convention, we have tried to prepare our NALC […]

Director Messages
JAN 01, 2025 • 4 MIN READ

January 2025: Shared partnerships

Stephanie Stewart Director Health Benefits Happy New Year. I would like to open this article by sending a warm welcome to all of our new and returning members. We are thrilled you have chosen us for your Postal Service Health Benefits. If you have not had a chance, I encourage you to visit our website […]

Director Messages

Webinars & Events

Connect with experts, ask questions, and unlock the full value of the NALC Health Plan through interactive webinars and partner events.

There are no Upcoming Webinars & Events
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Find Your Coverage Path

NALC Health Benefit Plan offers Federal employee health care options, Postal employee coverage, and resources for Providers and Health Benefits Representatives.

Choose your path to find what you need:

Postal
  • Postal Employees

Explore trusted coverage and benefits designed for postal workers.

View Postal Health Options
Healthcare Providers
  • Healthcare Providers

Become a part of the NALC Health Benefit Plan provider network..

Join Our Provider Network
Health Benefits Representative
  • Health Benefits Representatives (HBRs)

Access essential resources and training to support members.

Access HBR Resources

Stay Connected with NALC HBP

Frequently asked Questions

Find clear and straightforward answers regarding your coverage, retirement options, and choosing the best health plan with NALC HBP.

FAQ representative
It’s the hub for NALC HBP resources, including brochures, enrollment guides, updates, webinars, and wellness information.
It’s updated throughout the year with new plan news, webinars, and seasonal health reminders.
Depending on if memebrs are in the High Option or the CDHP Plan, they can join programs such as Maven for maternity and family support, Hello Heart for blood pressure management, Hinge Health for joint and muscle therapy, Real Appeal for weight management, and many more. For additional information please review our official Plan brochure.
You can enroll during the annual Open Season. This is the only time of year when you can change or select your PSHB coverage, unless you experience a qualifying life event such as marriage, birth, or retirement.
You can still see any licensed provider, but you’ll usually pay more out of pocket when you go out of network. Using in-network PPO providers gives you the lowest cost.
Visit our FAQs page